Utah at a glance
Utah allows four years for relief not otherwise provided for by law.[1] A claim against a governmental entity requires a notice of claim within one year.[2] A plaintiff recovers only from defendants whose fault exceeds the plaintiff’s.[3] Utah is a no-fault state with a tort threshold.[4][5]
Filing deadlines
Utah Code § 78B-2-307(4)
An action may be brought within four years: … for relief not otherwise provided for by law.
Source: [1]
Utah applies this four-year catch-all period to many injury claims; other sections set different periods for some claims.[1]
Governmental Immunity Act: Utah Code § 63G-7-402
A claim against a governmental entity, or against an employee for an act or omission occurring during the performance of the employee’s duties, within the scope of employment, or under color of authority, is barred unless notice of claim is filed with the person and according to the requirements of Section 63G-7-401 within one year after the claim arises
Source: [2]
Shared fault
Utah Code § 78B-5-818(2)
A person seeking recovery may recover from any defendant or group of defendants whose fault, combined with the fault of persons immune from suit and nonparties to whom fault is allocated, exceeds the fault of the person seeking recovery
Source: [3]
This is modified comparative fault, often called the 50% bar. An injured person whose fault is less than the parties the statute compares them to can recover damages reduced by their share; at 50% or more, recovery is barred.
Auto insurance requirements
For policies on or after January 1, 2025, Utah Code § 31A-22-304 requires “$30,000” for bodily injury or death of one person, “$65,000” for two or more persons and “$25,000” for property damage, or a combined “$90,000” limit.[6]
Tort threshold: Utah Code § 31A-22-309(1)(a)
may not maintain a cause of action for general damages arising out of personal injuries alleged to have been caused by an automobile accident, except where the person sustains one or more of the following: (i) death; (ii) dismemberment; (iii) permanent disability or permanent impairment based upon objective findings; (iv) permanent disfigurement; (v) a bone fracture; or (vi) medical expenses to a person in excess of $3,000.
Source: [4]
What this page does not cover
This page covers the main deadlines, fault rule, damage limits and auto insurance requirements. Statutes also contain exceptions, such as rules for minors, people who are incapacitated and claims discovered later, and special rules apply to medical malpractice and workers’ compensation. Always read the full statute at the official source linked below.
Frequently asked questions
How long do I have to file a head injury lawsuit in Utah?
Utah applies this four-year catch-all period to many injury claims; other sections set different periods for some claims.[1]
This page provides general information about the law from the sources listed below. It is not legal advice, and reading it does not create an attorney-client relationship. Laws vary by state and change over time. See our legal disclaimer.
Sources
- Utah Code § 78B-2-307. Utah Legislature. https://le.utah.gov/xcode/Title78B/Chapter2/C78B-2-S307_2023050320230503.html
- Utah Code § 63G-7-402. Utah Legislature. https://le.utah.gov/xcode/Title63G/Chapter7/C63G-7-S402_1800010118000101.html
- Utah Code § 78B-5-818. Utah Legislature. https://le.utah.gov/xcode/Title78B/Chapter5/C78B-5-S818_1800010118000101.html
- Utah Code § 31A-22-309. Utah Legislature. https://le.utah.gov/xcode/Title31A/Chapter22/C31A-22-S309_2026050620260506.pdf
- Insurance Information Institute. “Background on: No-fault auto insurance.” https://www.iii.org/article/background-on-no-fault-auto-insurance
- Utah Code § 31A-22-304. Utah Legislature. https://le.utah.gov/xcode/Title31A/Chapter22/C31A-22-S304_2023050320230503.pdf
Sources last checked: October 11, 2026
